Connecting European investors with Australian prime real-estate backed opportunities
Earn 9.8% per year by investing in property backed loans in Australia.
Southern Cross was created in 2024 to give European and US based investors access to a property backed fund managed by Exponential Investments and BHG Global. Exponential Investments was created in 2017 with a mission to offer Australian small businesses access to fast capital in the form of short to medium term loans. Exponential Investments an extensive network of brokers throughout Australia who provide them with steady demand for commercial financing solutions. Since Exponential Investments and BHG Global’s initial entry into the market, they have grown rapidly and currently have over 150 Million Australian Dollars out in loans with UBS and Deutsche Bank in our portfolio of investors. Southern Cross is now opening this investment opportunity to European and US investors.
Your investment will be pooled and divided over the entire loan portfolio.
Choose between compound interest, dividend payouts or a mixture of both.
Throughout the last decades the Australian economy and Australian dollar have proven to be very robust and stable. The country has seen very strong economic growth and has maintained its stable position during the recent economic turmoil. Australia has a unique geopolitical position in the world and its economy has roots in raw materials and a very strong housing market due to the very attractive lifestyle the country offers to foreign real estate investors.
Q: Will my investment be tied to a single loan & subject to the risk tied with one borrower?
A: No, your investment will be pooled and divided over our entire loan portfolio, spreading out your risk over
the entire pool of 250 (and counting) loans. Exponential Investing performs thorough due diligence and
credit check before offering a loan to a prospective borrower.
Q: Do I have to choose between compound interest and dividend payouts?
A: You can choose between compound interest, dividend payouts or a mixture of both in the ratio you decide
yourself. If you choose to receive monthly dividend payouts you will be paid at the beginning of each month via wire
transfer into the account of your choice.
Q: When can I Withdraw my investment? And what is the process for this?
A: Your investment requires a 1 year commitment. After the year has passed, Southern Cross Investments needs a
written notice provided to our team via email or mail to inform us that you wish to withdraw your funds. After the request is sent, Exponential Investing will return your funds within 1 month.
Q: Do I run a currency fluctuation risk?
A: Investing overseas always carries a currency risk, the Australian Dollar is no exception. However, the
Australian Dollar has proven to be very stable over the last decades and weathered economic turmoil very
strongly. Due to its geographic and political position, Australia’s currency is set to remain stable. You can learn more about the Australian Dollar value projection vs. the American Dollar here.
Q. Can I hedge the currency risk?
A. Despite the Australian Dollar’s stable position, Southern Cross offers investors an opportunity to eliminate the currency risk. For a fee of 1%, Southern Cross Investing takes away the investors currency risk and guarantees the funds will be returned at the value in Euro or USD. The return on capital is lowered from 9.8% to 8.8% but the currency fluctuation element is eliminated. All our investors from the EURO and USD zones will be offered this option.
As Southern Cross Investing is an investment opportunity outside of Europe this investment fund is unregulated by the Central Bank of Ireland.
Although Southern Cross Investments operates in conjunction with the licensed financial investment and lending providers Exponential Investments Pty Ltd and BHG Global the offshore nature of this investment for investors based in Europe and the US means that their investment is seen as unregulated and not falling under the protections of the Central Bank of Ireland.
Start investing today for consistent prime real estate backed returns. With over one hundred and fifty million under investment we have you covered.